My Journey

  The Fear and the Greed Index are used to understand the Investor Sentiment. This is developed by CNN Money . This helps in Gauging the Market Sentiment as well as Fair Pricing of Stocks. In general, the logic goes like this (which I assume every Amateur Investor will also understand) that Fear will take the Markets Down and Greed will take the Markets Up. I don’t want to write in detail regarding these Indexes as all information is available online these days. But I would definitely comment on the practicality. The usual quote goes that when “Markets are Greedy, be Fearful and when Markets are Fearful, be Greedy.” This is actually correct but not all investors are able to follow this. They become Fearful when Markets are Fearful and Greedy when Markets are Greedy. The concept of “Buy Low and Sell High” which is very famous is also very difficult to follow. Now I would like to focus upon my Style of Investing during extreme Fearful Markets or Greedy Markets. I hope it helps other

  I started my Investing Journey in 2018, wherein I started following the procedure that I have been mentioning in my Old Posts ( The Equity Checklist ). I was focusing mainly on Small-Cap Stocks. I wanted to look at a sector which I understood so I picked up the FMCG sector. In the FMCG sector, my attention went to towards a stock called Bajaj Consumer Care. They are engaged in the business of cosmetics, toiletries and other personal care products. The Company has presence in both domestic and international markets. They are mainly into Hair Care and Skin Care. They have 15 brands and more than 100 SKUs. My Thesis for the company was as follows: -           P/E: 30 (Quite reasonable considering I was an amateur in the research segment) -           Revenue Growth: Grew from 468 cr. in FY12 to 868 cr. in FY18 giving a 76% jump in just 6 years . -           PAT Growth: Almost Doubled from 120 cr. in FY12 to 211 cr. in FY18 in just 6 years. -           Debt: The D/E ratio