My Journey

  The most talked about sector since Covid is the IT Sector. Since 2020, there was a constant up move in the IT sector until January, 2022 (Tracking the Nifty IT index). After that, there was a correction in the IT sector until June, 2022. Since then, the Index has been in the sideways trend until today. This 6 months correction given by the Index from January, 2022 to June, 2022 led me to look at the IT space more in detail. My interest was more towards the Midcap/Small cap/Microcap IT space rather than the Largecap IT space. Going through the listed companies, I found a company named Datamatics Global Services. Datamatics Global Services Ltd is a global provider of Information Technology (IT), Business Process Management (BPM) and Consulting services. The Company provides business aligned next-generation solutions to a wide range of industry verticals that help enterprises across the world overcome their business challenges and achieve operational efficiencies. The company has been l

  I am guessing everybody these days would know what a SIP is. It’s a Systematic Investment Plan. It is an investment route offered by Mutual Funds wherein one can invest a fixed amount in a  Mutual Fund scheme  at regular intervals– say once a month or once a quarter, instead of making a lump-sum investment. You can start creating wealth with as small an amount as Rs. 100 (depending upon the scheme and AMC). It’s a convenient method of investment as it allows for you to give your bank a standing instruction to debit the amount on a particular date of the month or quarter. The facility of Daily SIPs is also available in certain funds. Everybody is aware of the advantages that SIPs offer. The advantages would include not worrying about market volatility (as against Direct Equity investments). It would mean consistent investing that too for the long term. Now, I would like to focus on what can investors do more in order to Generate Wealth through Equity Mutual Funds.          My p

  In my last post, I had mentioned about “My First Mistake”, where in I had missed out on a few points of my Checklists which had led me to making a loss. In this post, I will tell you how these Checklists helped me find the “The Right Stock!” The stock that I am going to be talking about it BLS International Services Limited. Since Covid happened, I have been focusing on companies which are related to the travel sector and providing any kinds of services that involve the travel theme. This is when I came across BLS International. BLS is into the business of providing Visa Processing Services (including E-visas), Digital Services like E-Governance & Citizen Services, Consular Services &Value Added Services. They are among the top 3 players in this domain. The company is a preferred partner for Embassies and Governments across the world, having an impeccable reputation for setting benchmarks in the domain of visa, passport, consular, e-governance, attestation, biometric

  Everybody knows what mutual funds are. Mutual funds are a type of investment vehicle that pools money from multiple investors to invest in various securities such as stocks, bonds, and other assets. They are designed to provide investors with the opportunity to invest in a diversified portfolio of assets and potentially achieve long-term financial goals. It's important for investors to have a long-term perspective when investing in mutual funds, as short-term market movements can be unpredictable and may lead to emotional investment decisions. As it also applies to equity, your time horizon of investment, risk appetite and your investing corpus are factors that will affect your mutual fund journey. The earlier you start, the better it is. Investing in Mutual Funds is something that today’s generation can start doing early. Once you start earning, if there is a savings component available, you can regularly invest in different mutual funds via an SIP (Systematic Investment Pla

  The Fear and the Greed Index are used to understand the Investor Sentiment. This is developed by CNN Money . This helps in Gauging the Market Sentiment as well as Fair Pricing of Stocks. In general, the logic goes like this (which I assume every Amateur Investor will also understand) that Fear will take the Markets Down and Greed will take the Markets Up. I don’t want to write in detail regarding these Indexes as all information is available online these days. But I would definitely comment on the practicality. The usual quote goes that when “Markets are Greedy, be Fearful and when Markets are Fearful, be Greedy.” This is actually correct but not all investors are able to follow this. They become Fearful when Markets are Fearful and Greedy when Markets are Greedy. The concept of “Buy Low and Sell High” which is very famous is also very difficult to follow. Now I would like to focus upon my Style of Investing during extreme Fearful Markets or Greedy Markets. I hope it helps other

  I started my Investing Journey in 2018, wherein I started following the procedure that I have been mentioning in my Old Posts ( The Equity Checklist ). I was focusing mainly on Small-Cap Stocks. I wanted to look at a sector which I understood so I picked up the FMCG sector. In the FMCG sector, my attention went to towards a stock called Bajaj Consumer Care. They are engaged in the business of cosmetics, toiletries and other personal care products. The Company has presence in both domestic and international markets. They are mainly into Hair Care and Skin Care. They have 15 brands and more than 100 SKUs. My Thesis for the company was as follows: -           P/E: 30 (Quite reasonable considering I was an amateur in the research segment) -           Revenue Growth: Grew from 468 cr. in FY12 to 868 cr. in FY18 giving a 76% jump in just 6 years . -           PAT Growth: Almost Doubled from 120 cr. in FY12 to 211 cr. in FY18 in just 6 years. -           Debt: The D/E ratio